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click here for our loan application (8 1/2 x 14 legal size format)

If you are applying for a loan, to help speed up the process, please give us a call to arrange an appointment and provide the following information along with your filled-out loan application.

INCOME / EMPLOYMENT

     - Salary pay stubs for the past 30 days
     - W-2s for the past two years
     - Verification of other income
    
If Self Employed
    
- 2 years corporate tax returns
     - 2 years personal tax returns (include all schedules and K-1's)
     - Signed & dated year-to-date profit & loss & balance sheet
ASSETS
     - Complete statements for last 2 months on all accounts
       (Savings, Checking, Money Market, IRA)
    
If Self Employed
    
- Complete statements for last 2 months for business accounts
CURRENT RESIDENCY & DEBT
    
- Name & phone number for current landlord or mortgage lender for the'
       past 2 years
     - Names, addresses and account numbers for all outstanding debts along
       with payment and balance due
     - If declared bankruptcy in last 10 years, copy of bankruptcy decree &
       discharge
     - If required to pay child support or alimony, a copy of the divorce decree
IF PURCHASING
    
- Check for appraisal and credit report in the amount of $405 payable to
       Mid America Mortgage
     - Copy of executed real estate sales contract
     - Name and phone number of your real estate agent
     - Name and phone number of insurance agent
IF REFINANCING
    
- Check for appraisal and credit report in amount of $405 payable to
       Mid America Mortgage
     - Copy of your most recent mortgage statement for your home loan
     - Copy of your homeowner's insurance policy declaration page
     - Name and phone number of your insurance agent
     - Copy of previous title policy
Signatures are REQUIRED on both the loan application
and credit release authorization.

CREDIT RELEASE AUTHORIZATION   PRIVACY POLICY
'One to One' personal service on the most important purchase in your lifetime.